American Express Adds “Plan It, Pay Later” Feature on

Feb 18, 2022 By MarketDepth

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American Express (NYSE: AXP) and Delta Air Lines (NYSE: DAL) reported the addition of Plan It, American Express on-card buy now, pay later feature as a checkout option on  This update will allow American Express U.S. Consumer Card Members to choose from the available Plan It options while booking Delta travel.  According to an American Express survey1, 68% of Gen Z and Millennial travelers surveyed say they would be more likely to take trips to their dream destinations if they knew they could pay for the flights over time. With Plan It at checkout on, eligible American Express Card Members get more flexibility and control in how they pay for Delta flights of $100 or more. Introduced in 2017, Plan It allows Card Members to split up large purchases into equal monthly installments with a fixed fee.

“Plan It is all about putting Card Members in control of how they pay for things. Our Card Members love flying Delta for its world-class service and appreciate the flexibility of Plan It. It’s the perfect time to bring these together as people are booking long-awaited trips, and our Card Members can book with confidence knowing they are backed by the strong partnership between Delta and American Express.”

Anthony Cirri, Executive Vice President, Global Consumer Lending and Cobrand, American Express

“This update is another example of Delta and American Express’ shared passion for delivering exceptional experiences for our customers,” said Dwight James, Senior Vice President of Digital Strategy and Customer Loyalty, Delta, and CEO of Delta Vacations. “Everything we do is deeply rooted in knowing our customers and listening to what they need and what they want during their travel. With Plan It on, our joint customers can enjoy more flexibility and control at every stage in their travel journey.”